Privacy Policy

1. Introduction

Monezys ("we," "us," or "our") respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at monezys.com (the "Site") or interact with us.

Please read this Privacy Policy carefully. By using our Site, you consent to the practices described in this policy. If you do not agree with this policy, please do not use our Site.

2. Information We Collect

Information You Provide to Us

We collect information that you voluntarily provide when you:

Fill out our contact form.

Submit a partnership or founder application.

Subscribe to our newsletter.

Send us an email or message.

Apply for a position.

Attend our events or webinars.

This information may include your name, email address, phone number, company name, job title, website URL, LinkedIn profile, information about your startup or idea, and any other information you choose to provide.

Information Collected Automatically

When you visit our Site, we may automatically collect certain information about your device and usage, including:

IP address.

Browser type and version.

Operating system.

Referring website.

Pages viewed and time spent on pages.

Date and time of visit.

Click patterns and navigation paths.

Geographic location (country or city level).

This information is collected through cookies, web beacons, and similar tracking technologies.

Information We Do Not Collect

We do not collect sensitive financial information such as bank account numbers, credit card details, cryptocurrency wallet addresses, or social security numbers through our Site. If such information is required for a specific purpose, we will collect it through secure, dedicated channels and inform you at the time of collection.

3. How We Use Your Information

We use the information we collect for the following purposes:

To respond to your inquiries and communicate with you.

To evaluate partnership and investment opportunities.

To send you our newsletter, updates, and insights about fintech and our activities (if you subscribed).

To improve our Site and user experience.

To analyze website traffic and usage patterns.

To protect against fraud and unauthorized access.

To comply with legal obligations.

To enforce our Terms and Conditions.

To conduct research and analysis to improve our services.

We will not use your information for purposes materially different from those described above without notifying you and obtaining your consent where required.

4. How We Share Your Information

We do not sell, rent, or trade your personal information to third parties.

We may share your information in the following circumstances:

Service Providers

We may share your information with third-party service providers who perform services on our behalf, such as website hosting, email delivery, analytics, and customer support. These providers are contractually obligated to protect your information and use it only for the purposes we specify.

Business Partners and Advisors

If you submit a startup or partnership application, we may share relevant information with our advisors, partners, or co-investors for the purpose of evaluating the opportunity. We will only share what is necessary for this purpose.

Portfolio Companies

In some cases, we may share your information with our portfolio companies if you have expressed interest in their products or services, or if we believe there may be a relevant opportunity. We will only do so with your consent or where we have a legitimate business reason.

Legal Requirements

We may disclose your information if required to do so by law or in response to valid legal requests, such as subpoenas, court orders, or government inquiries. This may include requests from regulatory authorities overseeing financial services or fintech activities.

Business Transfers

If Monezys is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any such change and any choices you may have regarding your information.

With Your Consent

We may share your information for other purposes with your explicit consent.

5. Cookies and Tracking Technologies

Our Site uses cookies and similar tracking technologies to enhance your experience and collect information about how you use our Site.

What Are Cookies?

Cookies are small text files stored on your device when you visit a website. They help the website remember your preferences and understand how you interact with the site.

Types of Cookies We Use

Essential Cookies: These cookies are necessary for the Site to function properly. They enable core features like page navigation and access to secure areas.

Analytics Cookies: These cookies help us understand how visitors interact with our Site by collecting information about pages visited, time spent on the Site, and any errors encountered. We use this data to improve our Site.

Functional Cookies: These cookies remember your preferences and choices to provide a more personalized experience.

Marketing Cookies: These cookies may be used to track visitors across websites and display relevant advertisements. We currently do not use marketing cookies, but this may change in the future.

Managing Cookies

Most web browsers allow you to control cookies through their settings. You can choose to block or delete cookies, but this may affect the functionality of our Site.

6. Third-Party Services

Our Site may use third-party services that collect, monitor, and analyze data. These services include:

Google Analytics

We use Google Analytics to understand how visitors use our Site. Google Analytics collects information such as how often users visit the Site, what pages they visit, and what other sites they visited prior to coming to our Site. Google's ability to use and share information collected by Google Analytics is restricted by the Google Analytics Terms of Service and the Google Privacy Policy.

Email Services

We use third-party email service providers to send newsletters and communications. When you subscribe to our newsletter, your email address is stored with our email service provider.

Form Submissions

Contact forms and applications submitted through our Site may be processed by third-party form handling services.

Social Media Platforms

Our Site may include links to social media platforms such as LinkedIn and Twitter. If you interact with these platforms through our Site, they may collect information about you in accordance with their own privacy policies.

These third-party services have their own privacy policies governing the use of your information.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including to satisfy legal, accounting, or reporting requirements.

For contact form submissions and partnership inquiries, we typically retain information for up to three years unless you request deletion earlier.

For newsletter subscribers, we retain your email address until you unsubscribe.

For investment or partnership evaluations, we may retain information for longer periods to maintain records of our activities and comply with potential regulatory requirements.

When we no longer need your information, we will securely delete or anonymize it.

8. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

These measures include:

Secure socket layer (SSL) encryption for data transmission.

Regular security assessments and updates.

Limited access to personal information by authorized personnel only.

Secure data storage with reputable service providers.

Employee training on data protection practices.

However, no method of transmission over the internet or electronic storage is completely secure. While we strive to protect your information, we cannot guarantee its absolute security.

9. Financial Industry Considerations

As a fintech venture studio, we are mindful of the sensitive nature of financial information and activities.

We do not collect, store, or process customer financial data such as bank account information, payment card details, or transaction histories through this Site.

Any information you provide about your fintech startup or business idea will be treated with appropriate confidentiality and used only for the purpose of evaluating potential partnerships.

Our portfolio companies operate independently and have their own privacy policies and data protection practices. This Privacy Policy does not apply to their activities.

If we ever need to collect sensitive financial information for a specific purpose, we will do so through secure, dedicated channels with appropriate safeguards and clear notice to you.

10. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information.

Access and Correction

You have the right to request access to the personal information we hold about you and to request correction of any inaccurate information.

Deletion

You may request that we delete your personal information. We will comply with such requests unless we are required to retain the information for legal or legitimate business purposes.

Opt-Out of Communications

You may opt out of receiving our newsletter or marketing communications at any time by clicking the "unsubscribe" link in any email or by contacting us directly.

Data Portability

In some jurisdictions, you have the right to receive your personal information in a structured, commonly used, and machine-readable format.

Withdraw Consent

Where we rely on your consent to process your personal information, you have the right to withdraw that consent at any time.

Do Not Track

Some browsers offer a "Do Not Track" setting. Our Site does not currently respond to Do Not Track signals.

To exercise any of these rights, please contact us at hello@monezys.com.

11. International Data Transfers

Monezys is based in the United States. If you are accessing our Site from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States.

By using our Site, you consent to the transfer of your information to the United States, which may have different data protection laws than your country of residence.

Where required by law, we will implement appropriate safeguards for international data transfers, such as standard contractual clauses approved by relevant authorities.

12. Children's Privacy

Our Site is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18. If we learn that we have collected personal information from a child under 18, we will promptly delete that information.

If you believe we may have collected information from a child under 18, please contact us immediately.

13. California Privacy Rights

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA).

Right to Know

You have the right to request information about the categories and specific pieces of personal information we have collected about you, the sources of that information, our purposes for collecting it, and the categories of third parties with whom we share it.

Right to Delete

You have the right to request that we delete your personal information, subject to certain exceptions.

Right to Opt-Out

You have the right to opt out of the sale of your personal information. We do not sell personal information.

Right to Non-Discrimination

We will not discriminate against you for exercising your privacy rights.

To exercise your California privacy rights, please contact us at hello@monezys.com.

14. European Privacy Rights (GDPR)

If you are located in the European Economic Area (EEA) or United Kingdom, you may have additional rights under the General Data Protection Regulation (GDPR).

Legal Basis for Processing

We process your personal information based on one or more of the following legal bases:

Your consent.

Performance of a contract with you.

Our legitimate business interests.

Compliance with legal obligations.

Your Rights

In addition to the rights described above, you may have the right to:

Restrict or object to the processing of your personal information.

Receive your personal information in a portable format.

Withdraw consent at any time (where processing is based on consent).

Lodge a complaint with a supervisory authority.

Data Protection Officer

For questions about our data protection practices or to exercise your rights, please contact us at hello@monezys.com.

To exercise your rights, please contact us at hello@monezys.com.

15. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons.

When we make changes, we will update the "Last Updated" date at the top of this policy. We encourage you to review this Privacy Policy periodically.

For significant changes, we may provide additional notice, such as a prominent notice on our Site or an email notification.

16. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

Email: hello@monezys.com

MonezysDelaware, United States

We will respond to your inquiry within a reasonable timeframe.


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